Choose your truly smart insurance asset

to 5.5% per year Nominal rate of return Learn more
3.24% per year Effective opportunity rate Learn more
3.25% per year Nominal rate of return Learn more

Advantages of PRO Life products


  • Accrual of ensure investment income
  • Borrowing loan under existing Insurance Contract up to 85% of cash surrender value at the rate of return below prevailing rate*
  • Reception of insurance dividends since the third years of insurance
  • Financial health and life protection
  • Accumulation capitals for life-changing events


Insurance health and life protection:
  • Getting accidental injury
  • Disability I and II groups
  • Incident critical disease
  • Temporary disability
  • Possibility to additionally insure an individual from 2 years

*Borrowing loan is possible since 3rd year of insurance. The annual interest rate is plus 2% to officially announced inflation rate.

Sample calculation

About Standard Life company

Guarantee of financial solvency

  • Level of company capital is twice as high as standards
  • International financial strength rating at level "B" and national Fitch Ratings "BBB- (KAZ)" were assigned to the company
  • The successful experience of the company's shareholders in financial market is more than 20 years

First transparent entity on market

  • The single insurance company in Kazakhstan which is listed on the Kazakhstan Stock Exchange (KASE)
  • The company information is publicly available for each client

Operational excellence

  • The successful experience of management team is more than 12 years in financial sector
  • The company has compliance certificate, quality of management, environment management system, occupational safety and health system
7008 From mobile phone calls
8 8000 700 800 For stationary and mobile phone calls

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